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Chase TravelPlus Visa Card

Earn 2 miles per $1 on all travel purchases such as airline tickets, car rental and hotels*
Earn 1 mile per $1 on all other purchases*
Annual program fee is waived the first year
Redeem for a variety of rewards including:
- airline tickets
- hotel stays
- cruises
- cash and gift cards
Enjoy a Intro 0% Fixed APR for up to 12 months and start saving today*
*See terms and conditions

Select your destination. Choose your travel rewards.

With Chase Travel Plus Platinum Visa card, your purchases will earn miles that can be redeemed for a variety of travel rewards including airline tickets, hotel stays, cruises, and car rentals. Travel domestically or internationally with no blackout dates.

Chase Travel Plus Platinum Visa

• Earn 1 mile for every dollar in purchases1
  
• Redeem your miles for flights, hotel stays, car rentals, cruises and more!
  
• Choose from over 250 airlines without restrictions
  
• 0% Introductory APR* on purchases and balance transfers for up to 6 months**
  
• The time period for the introductory APR and the balances to which it will apply will be based on our review of your credit history**
  
• All this for a low yearly program fee of $29

DID YOU KNOW?

	“Christmas Time, Mistletoe and Wine” How many times have you heard this so far and its only November? A few I’ll bet, but with Christmas seemingly becoming earlier to us each year, we will no doubt feel the need to get ahead with our present and food buying. This though only leads to us spending more than we should. This is because with the shops full of decorations and Christmas tunes, the stores are dictating to us that we have to buy our gifts now, which will mean by the time December has come and gone. We would have spent more over the 2-month period that the shops have been full of Christmas cheer. This is not all bah! Humbug. Personally for the occasion alone and seeing the kids faces when they open their presents on Christmas morning, as Christmas is a special time of year that for the day makes all the preparation and spending all worth while. But that doesn’t mean that it comes without cost and in some cases more of a cost than folk can ill afford. For all of its pomp and occasion, Christmas can come at a heavy price to bear for a lot of people who, rather than let their children and family down, will turn to the promise of riches that credit cards and store cards offer. Don’t get me wrong, credit cards and even store cards, have their uses. This is only true though, if you only use them to your advantage, to get the best out of them. If you are thinking of taking one or the other, then the only suggestion that I can make is to plump for the credit card, over the store card. We all want to enjoy this time of year, so by getting all that you want to do this and in doing so, save cash and not to fall heavily into debt, will make the festivities all the more enjoyable. So by giving you a few advantages and disadvantages, which credit cards and store cards entail, will hopefully go a long way on helping you make the right decisions. Firstly the advantages of credit cards: • More favourable interest rates than a store card. • Many offers on the market, which are giving you an interest free period. • Some come with money back schemes that give you a percentage of your expenditure back to you. (Usually between 0.5%- 2%) • Will protect your gifts, as soon as you have bought them. • Lets you buy now and pay at a later date, only on what you have spent without incurring any interest charges. Now the disadvantages: • Can lead you to spend more than you can afford to pay back, which in turn will lead to the interest being charged to your account. • They can come with a heavy hit in the pocket, with charges for late payments and going over your credit limit. Advantages of the store card: • Can use them as soon as you are accepted for the card. • Initial discount (normally 10% off you first purchase) will give you a saving straight away. Disadvantages: • Overly high interest rates, which are well above those of a credit card. Some can be as much as 30%. • Can lead you quickly to debt, if they are not cleared at the end of each month. • Sold to the customer, by assistants who know absolutely nothing about what they are selling.

With the use of credit cards becoming mainstream, credit card companies are looking for ways to make their card stand out in the crowd. They want to entice customers to chose their card over someone else’s by offering customers the chance to earn rewards for what they spend. A popular reward is for travel. Most travel rewards center around air travel, but there are many different types of air travel rewards.

Travel rewards usually work on the basis of earning points or miles from the purchases you make on your credit card. Some rewards work towards discounts off air travel, while others offer a chance to earn free airline tickets. Other rewards that may be offered are car rental discounts and hotel discounts. Some of these travel rewards can also be used for non-travel related rewards like at restaurants or shopping centers. Using a credit card with travel rewards gives you an opportunity to earn something while making purchases with credit card. You do not have to do anything else, except use the credit card when you make purchases. The idea is to offer customers something that will encourage the use of their credit card.

There are many different types of travel rewards with many different things to consider. Cards that offer frequent flier miles are often considered to be the best reward cards available. The earnings are much higher than with other types of rewards. It is very important with rewards cards to understand how you much you earn. The conversion rates vary from card to card. One card may offer you a reward worth 2 cents on each dollar you spend, while another card only offers ½ a cent per dollar you spend. To get the maximum benefit always know how the reward system works. Some travel reward cards also have limits. Some expire if not used in a certain time period and some have no expiration. Some cards also limit where the rewards can be used while others do not. There are also limits on the amount of rewards you can earn. It is very important to check out how the program works and all of the limits or uses.

Travel rewards credit cards give back to the consumer. Instead of burying yourself in debt you can actually find a practical reason to use credit cards. You earn something that you will use. You end up saving a little money while you spend. It is important to shop around for these types of cards, though. Cards range in what they offer from air miles to hotel stays. They vary from airline sponsored cards to a standard credit card, but they offer you something for using them.