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BP Visa Card

Double rebates for the first 60 days
- 10% rebate at all BP locations
- 4% rebate on virtually all travel and dining
- 2% rebate on virtually all other purchases
Ongoing rebates after the first 60 days
- 5% rebate at all BP locations
- 2% rebate on virtually all travel and dining
- 1% rebate on virtually all other purchases
Redeeming your rebates For EVERY $25 in rebates you can have your choice of rewards:
- $25 BP Gift Cards
- checks made payable to you
- donations to The Conservation Fund, an environmental charity*
No annual fee
Online Account Management
Zero Liability against unauthorized purchases

Earn up to 10% in rebates
Earn up to 5% in rebates
No annual fee
Online Account Management
Zero Liability against unauthorized purchases
!
EARN up to 10% in rebates. Introducing the new

BP VISA Rewards card

Earn up to 10% in rebates

• 10% rebates on all participating BP location purchases1
  
• 4% rebates on all eligible travel and dining purchases1
  
• 2% rebates on all other eligible purchases1
  

• 5% rebates on all participating BP location purchases2
  
• 2% rebates on all eligible travel and dining purchases2
  
• 1% rebates on all other eligible purchases2
  

• There's no limit to the amount of rebates you can earn!
  
• Every time you accumulate at least $25 in rebates, you decide how and when to redeem your reward. Redeem for your choice of:
  
• A BP Gift Card
  
• A check made payable to you
  
• A donation to The Conservation Fund
  

• 0% APR for up to 6 months3
  
• No annual fee
  
• Online Account Management
  
• Zero Liability against unauthorized purchases4
  

DID YOU KNOW?

	Using the internet to find the lowest rate on an auto loan is practical. Some car buyers rely on dealership financing. However, you may be able to find a better offer. Various lenders have online applications. Moreover, several lenders offer free quote requests. Here are three tips to help you get the lowest rate on a new automobile. Carefully Monitor Your Credit Score Knowing your credit standing before beginning the application process is extremely helpful. In some instances, dealerships will lie about your credit score. Thus, they are able to offer a higher interest rate. Checking your score beforehand will put you ahead of the game. Moreover, when requesting an online quote, auto loan lenders will ask for an accurate credit status. If your credit needs a little improvement, postpone the car buying process. Several lenders will approve your loan request with bad credit; however, bad credit loans carry higher rates. Additionally, resolving credit errors will improve your chances of getting a better rate. Other tactics for improving credit include keeping credit card balances low and paying creditors before the due date. Shop Around: Use an Auto Loan Broker Online is the easiest way to shop for an auto loan. Even if the dealership offers financing, review other offers before accepting. If using the internet to secure financing, request quotes from an online auto loan broker. Regardless of credit standing, a broker will locate prospective lenders. The process is extremely fast. Upon completing a request for quotes, you can expect multiple offers within minutes. Auto brokers with slower response times will send offers through email. Each offer will include terms, estimated monthly payment, interest rate, etc. If an offer is acceptable, submit a formal application to the lender. Upon final approval, the lender will ship or fax documents for you to sign. Additional Ways to Qualify for a Low Rate Auto Loan First time car buyers may have a hard time securing financing. In some instances, lenders prefer applicants who have previously financed a vehicle. If you have no credit history, applying for an auto loan with a co-borrower is a great way to secure a low rate. If you are unable to pay the loan, the co-borrower becomes responsible. Moreover, you may be able to negotiate a lower rate if applying for an auto loan with a down payment.

Every business has a vision and a mission to follow. But, to achieve these, entrepreneurs need to have leadership expertise and adequate capital to finance the business. You may have the vision to reach the new heights in the world of business, but lack of funds may be stopping you from using your skills. You need not feel disheartened, unsecured business loans can provide you with the funds you need for making a mark for yourself as a “business tycoon”.

Businesses vary on the basis of size. A business could be of small, medium and big size depending on the capital invested and the scale on which business operate. Businesses are also categorized on the basis of ownership or on the way they are managed such as sole proprietorship, partnership and corporations. An individual requires capital to start up or expand the business irrespective of the size of the business. Unsecured business loans can work as a great help in such cases.

Unsecured business loans are designed specifically for UK businesspersons to finance their need for capital to start up or expand a business. Unsecured business loan offers flexibility to a borrower; he can use the loan for any purpose. Purpose of borrowing an unsecured business loan may vary from person to person. The amount borrowed with an unsecured business loan can be used for the commencement of business, expansion purpose, to finance the asset or equipment purchase and refinance or to restructure finances. Some entrepreneurs use the loan proceeds as a working capital. It allows a borrower to preserve his cash and working capital.

The best thing about an unsecured business loan is that it does not require a borrower to put a security against the loan. Thus, the borrower’s property is not under any risk of repossession.

Unsecured business loans are available for amounts ranging form £15,000 to £ 250,000. The repayment period of the loan vary from 1 to 20 years depending on the amount of loan a borrower wants and his or her credit history. This loan is best suited for short term and small cash needs.

A borrower by applying for an unsecured business loan gets the following benefits:-

o Retention of the Ownership – An entrepreneur can retain the current ownership in his company instead of raising funds by selling interest in his company to an outsider.
o Cash Flow management- Unsecured business loan provides borrower an access to capital with minimal up-front payments and the flexibility to design a loan repayment schedule suitable to your finances.
o Tax Advantage- Interest on the loan is tax deductible. Thus, can help in saving hard earned money of the borrower.

Each loan requires a borrower to pay interest on the amount borrowed. Unsecured business loan are usually provided at higher rate of interest as no collateral is put against the loan. You can either choose to pay a fixed interest rate or variable interest rate on the amount borrowed. In a fixed rate business loan, the interest rate applied to the outstanding principal remains constant for an agreed period that may be the loan term. Variable interest rate imply that rate of interest on the loan is not constant and fluctuates to common standard rate.

You need to understand the fact that the lender is entitled only to the interest on its loan. You are not liable to pay any percentage of the profits or a share in the company that an investor would expect.

A good credit history is always useful while applying for a loan. In case of an unsecured business loan, absence of collateral makes it necessary for a lender to recognize or identify the credit worthiness of the borrower to avoid any default by the borrower in the future. Higher the credit score, higher is the possibility of getting a cheap and fast loan, so work on your credit score and you will see it doing wonders for you.

Though, there are various lenders in the finance market. Online lenders can help you overcome all the shortcomings that you must have faced while borrowing from the traditional lenders. Apply for an online unsecured business loan that will save your time and money. You just need to fill up a small application form online which hardly takes few minutes and the lender will get back to you with the appropriate loan option. If you are looking for the best loan, then don’t relax. Collect loan quotes from various lenders and compare them, I assure you will definitely end up with the best deal.

Profit maximization is the main objective behind every business. But, to accomplish it, requires a lot of hard work and dedication on the part of the entrepreneur matched with adequate capital investment. Unsecured business loan can provide with the funds for your business, follow your intuition and work with dedication. And one day you will be known among the top businessman of the world.